ClickBank.com can offer you multiple solutions for your e-commerce business. Here are some of the advantages of using ClickBank.

1. Accept Credit Cards Without a Merchant Account

If your product is downloadable (such as electronic books or software), ClickBank may be an excellent solution for you. For a $49.95 initial fee, you can process credit cards and on-line cheques for $1.00 per transaction plus 7.5% of sales.

2. Start Your Own Affiliate Program

With ClickBank, you have your own built-in affiliate program. You decide what commission (from 1% to 75%) you would like to pay your affiliates.

To learn more about ClickBank.com, visit http://www.yenommarketinginc.com/buy/clickbank.html

3. Receive Free Advertising

You receive additional exposure through free listing on the ClickBank website and through the search facilities of other websites, such as CBMall.com.

To learn more about CBMall.com, visit http://www.yenommarketinginc.com/buy/cbmall.html

4. Obtain Referral Commissions

Even without applying for ClickBank credit card processing, you can earn referral commissions on thousands of ClickBank Marketplace products.

To learn more about ClickBank Marketplace, visit http://www.yenommarketinginc.com/buy/clickbank-marketplace.html

5. Eliminate Sales Tax Problems

Are you registered for Value Added Tax (VAT) for online transactions for European Union (EU) countries since July 1, 2003?

Are you collecting the appropriate state or provincial sales taxes?

If you are a Canadian, are you aware of your obligation to collect Goods and Services Tax (G.S.T.) and Harmonized Sales Tax (H.S.T.) on Internet transactions?

Again, ClickBank may be your solution. ClickBank is registered for EU purposes and adds the appropriate VAT to each transaction.

As well, to deal with ClickBank, you must agree to sell your product to them. ClickBank then resells your product to their customers. Thus, ClickBank becomes the retailer responsible for collecting sales taxes — not you. Obviously, ClickBank will not be subject to sales taxes in most jurisdictions.

Since ClickBank is located in the United States and can only sell or use the products it sells from there, it would appear that Canadian G.S.T. and H.S.T. would not be applicable to them.

To increase sales on your website, you must accept credit cards. To process credit cards, you could apply for a merchant account through your bank or other financial institution.

Sometimes, though, you would be further ahead to use the services of a credit card processor. This is especially true when you are first starting out and have more limited resources. In this way, you may process credit card transactions without the high front-end costs and requirements of a merchant account.

Here, then, are just a few ways of accepting credit cards without a merchant account. I personally use all of these vendors and can recommend them wholeheartedly.

1. Clickbank

If your product is downloadable (such as electronic books or software), you might consider ClickBank.com . For a $49.95 initial fee, you can process credit cards and on-line cheques for $1.00 per transaction plus 7.5% of sales.

You receive additional exposure through free listing on their website and through the search facilities of other websites, such as CBMall.com .

As an added bonus, you have your own built-in affiliate program. You decide what commission (from 1% to 75%) you would like to pay your affiliates.

2. PayPal

PayPal.com has no initial fees. For just 2.9% of sales and $ .30 per transaction (and sometimes less), you can receive money from anyone.

Also, you can pay others by credit card or chequing account without supplying your personal credit information to the payee. PayPal can be used to collect money from your auctions, website sales, or even from friends or clients.

3. PaySystems

PaySystems.com can handle either intangible (downloadable) or tangible (shippable) products. For an initial fee of $49.00, you can accept all major credit cards as well as online checks. Fees are just 3.95% of sales and $1.00 per transaction. Alternatively, you may pay 5.5% of sales and $ .35 per transaction.

For this, you receive shopping cart, integration with third-party affiliate programs (such as ClixGalore.com ), fraud screening, multi-currency transactions, toll-free support, marketing tools, and more.

You have probably heard many times how you should offer free reports. Like many of us, the idea of putting in work to give something away may have gone through you transparent. (Right in your mind’s ear and out the other :>) So, if you passed over this idea before, you are not alone. However, I am here to tell you to reconsider it and for good reason. Why? Because this is one idea that is doable from any level. And, it still works and always will. It can get your marketing off the ground without much if any costs. It can literally be your marketing vehicle to gain exposure, build a email list and even crank in affiliate commissions along the way. This is not just another gorilla marketing tactic for folks who can’t afford to advertise. Not at all. It’s way more than that. Top marketers still use free reports as a legitimate marketing tool. Why? Because they can penetrate a valuable message almost instantly with the least amount of marketing friction. In this article you will discover why Free, Branding and Viral are 3 powerful concepts that hold a strong place in online marketing. You can get in on it now and climb some marketing mountains - here’s how. “Free” speaks for itself. It can cheapify or gratify depending on how you present it. There are many ways to add value to make people want what you will give them. Offer useful information to a targeted group and they’ll eat it out of your hands. “Viral Marketing” is a coined term in Internet marketing which indicates a passing from one to another - like a virus. “Branding” is the key to viral marketing. This is a form of personalization that can be passed along from marketer to recipient. Then the recipient can also pass it along as a marketer to his recipients, and so on. This forms an ongoing cycle that carries with it an incentive to keep the distribution in motion. Your personalization can travel along by literally hundreds, even thousands carrying links leading back to you and the products you represent. Sound complicated? - It’s not! So, how does this viral marketing information get into so many hands? Again, it’s the incentive that everyone involved can achieve something. This propels the viral distribution. And it’s all possible because of branding! Hot Tip: Think of it this way. How many thousands of people do you think are interested in buying a popular ebook or piece of software that you already own? What you should do then is create a free special report teaching something useful about the product. Show them a few of it’s many benefits before they buy it and they may just decide to buy it through your affiliate link. That’s the power of the 3 concepts and it works like a charm everyday on the Internet. Please don’t over look this very important point. So, what’s in branding reports for you? Great question - let’s go over it. For example: * In return for joining your email list, you can use free branded reports offering them to your signups. * You can let others a give them away adding useful content to their websites or even as an added bonus with products that you sell. * You make affiliate commissions when someone buys from your branded links inside the report(s). And, even if you are branding someone else’s report, there’s about zero work involved and you can still benefit as if it’s your own. By giving away free reports, you can dramatically build your email list and boost affiliate commissions. The more viral reports you use in your marketing, the more it will increase your opportunities. So, remember to offer several Free Branded Viral Reports and let the multiplicity of the Internet work for you!

Have you ever asked to have your money refunded after buying something online? Do you do this often? What are the reasons you’ve asked for refunds? Savvy marketers will try to find out why without making you feel you should not have asked. This would be valuable information to them. Anyone selling on the internet should be willing to have a fair and prompt refund policy. To back up their products and claims without hesitation. It is especially important to do with online sales since the transaction is done without being able to “read” the salesperson and operation face to face.

Fairness and ethical behavior goes both ways. Due to the fact that online info products and downloadable software are easy to copy and “keep” while also obtaining a refund, the buyer kind of has a special “burden of honor” too. I have asked for refunds when a product was totally misrepresented and poorly done. In one instance the video and audio courses were sold as being “convenient and viewable anytime and anyplace”. Turns out it was a convenience for the marketer since you had to view them from his site, and you guessed it, the site was very, very S-L-O-W. If I buy something costly and you sell me like that, I want to download and OWN it.

Another time I went through an ebook that had not been cheap to buy and it just didn’t contain too much I didn’t already know. I was just about to ask for a refund (and no,I don’t do that often, only a few times EVER) when I decided to look again at the ads that made me bite on the offer. The seller had not misrepresented anything. And his offer and presentation were not “junky”. I simply had learned more about the subject than I thought and hadn’t realized it. Good for me! The additional value for methen became studying what was very good ad copy. I didn’t ask for that refund.

A common situation you may find yourself in is not being ready for the level of material you are reading. A little more study at the basic level and perhaps simply putting the material away until you are ready may be the answer. Some advanced topics will not make sense without base knowledge. Due to the vast scope of some subjects it might be hard to cover it in one product or course series.

Don’t hesitate to ask for a refund if you truly feel the product was misrepresented. Educate that marketer about what you feel was wrong. If they don’t improve, they deserve to give all their money back. Just don’t be one of those awful people who buys an expensive product KNOWING they are going to ask for a refund. That’s the same as stealing and is unethical. If we want the convenience and gratification of being able to immediately download what we have purchased to continue, we can’t bleed the online merchants dry.

Many people are saying that the internet is dead. So is there still money to be made on the Internet?

The answer is a definite YES.

Research shows, time and again, that consumers want to spend more online, and that the internet is fast becoming an integral part of their lifestyle and it’ll continue to be so. Internet consumers are cautious and they want sites that are credible and worth shopping before they part with their money.

The traditional brick-and-mortar rules of business still apply to internet business. It’s prudent to remember that the internet is not your business goal; it’s a medium in helping you achieve your business goals.

Adhere to my following Rules and you’ll be on your way to building a viable, sustainable and successful internet business.

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1. Develop a viable business plan
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The biggest reason why so many dotcoms failed is an inadequate business plan of how and when they will achieve profitability. To have a successful and sustainable internet business, developing a viable business plan from the outset is crucial.

Your plan must have a clear and sincere vision that has meaning to you and your business. Your main focus should be to ‘plan to profit within a set period of time and this would require you to allow time for thoughtful researching, planning, execution and testing. You’ll need to test out your business model first and ensure that it’s viable and sustainable.

Don’t make the same mistakes that many dotcoms made - trying to build a global brand before their business model even worked as it’ll lead you into receivership faster.

Regardless of how fanciful and good your website is, if your aim is not to make profit, you’ll go out of business.

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2. Model someone successful
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It’s always wise to learn from the mistakes of other people rather than to learn from your own mistakes as this can sometimes be very costly and painful.

Track and learn from benchmarked success stories, be they your competitors or otherwise. Why would you want to spend time re-inventing the wheel when you can learn from those who have already been there and done it successfully. Learn how they design their website, create products, write salescopy, their sales process, etc.

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3. Focus on a niche market
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Don’t be everything to everybody by trying to dominate a huge and general market because you just simply can’t do it effectively.

Focus your internet business on a targetable portion of the market or a narrowly defined group of potential customers. Address the need for a product or service that’s not being addressed by mainstream providers. The advantage of this is that it’s less competitive in such a market as large businesses won’t want to be in it.

For this to be effective, the market niche that you’re targeting must be fast moving, its customers accessible and there must’nt already be a dominant player in that particular market niche.

The key here is to find a niche market, assess the needs of the market and then offer them your products and/or services that meet their needs.

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4. Differentiate your business
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To capture a larger market share and be viable, sustainable and profitable, you need to differentiate or distinguish your business from your competitors; make your business special in the eyes of your customers and/or prospects.

You can do this by creating what’s called a Unique Selling Propostion or USP and then effectively convey that USP to your target market via your marketing efforts and business performance.

This’s particularly crucial if you’re operating in a highly competitive market.

A USP is the one thing or idea that sets your business favourably apart from your competitors. Think about these questions: “What’s the one thing that makes your business unique and distinct? Why should people buy from you and not from your competitors? Do you promise great value, benefit or service?”

Your USP is the focal point around which the success and profitability of your business is built and so you must be able to state it and fulfill it honourably and effectively.

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5. Spent your funds wisely
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Costs is one of the major determinant of your internet business’s survivability. You’ll need to carefully track and control your costs from the outset and make sure you can start to show a profit soon, as unmindful spending with no thought given to incoming resources will bleed you to death.

Credible websites not only require money to set up but also to maintain; advertisement costs money. Driving traffic to your website where you lose money on sales made is suicidal. Do your sums; consistently refer back to your vision to ascertain whether an expense is warranted or meaningful.

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6. Superior customer service
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In addition to a viable business plan, a superior customer service will be key to your success.

Superior customer service must be a high priority in your action plan. Build a trusting and long lasting relationship with your customers and prospects, send your staff for customer service training, fulfill your orders promptly, and constantly remind yourself the reason of your very existence.

This is crucial as it costs five times more to win a new customer than it costs to keep an existing customer. Moreover, a dissatisfied customer will tell, on average, five or six people about your bad service. The point I’m driving at here is that looking after your customers saves money and boosts profits.

Learn and apply what I teach you, do it right, and you’ll rise above your competition and blow them out of the water in no time.

The Internet brought a great deal of benefits to our life. Access to a lot of free and useful information is, probably, one of the most important out of them. However, this abandon of free information has also become a problem to some extent. You started to spend a little too much time on the Internet. For you emails, chat rooms, messenger services along with aimless web browsing dominate substantial portion of your workdays. As a result you feel that you are loosing control of your working hours, your productivity is decreasing and you are accomplishing far less in a day than you are capable of. This makes you frustrated, miserable and negative. What to do? How to get out of this mess?

According to Brian Tracey, a renowned self-help guru, Principle of control is one of the most important factors of life. This principle ascertains that you feel positive about yourself to the degree to which you feel you are in control of your life. The same way, you feel negative about yourself to the degree to which you feel that you are controlled by external forces.

The thing is if you don’t feel positive about yourself, it would be impossible for you to become successful. This means to become happy and successful you need to regain control of your life. The following suggestions will help you achieve this:

Set Goals

Goals are like road maps. If you are planning to visit a new place and don’t grab a road map of the place with you, most certainly, you will have difficulties in finding the place. A written goal will give you a clear idea of what exactly you would like to achieve. Goals also give you a sense of control over your directions.

Goal should be Specific: I would like to become a better online businessman is not a goal. It’s a mere statement! Goals should have clear, substantiated and detailed target!

Goal should be measurable: I would like to get 100 thousand new visitors to my site within six months is a specific and measurable goal.

Goal should be realistic: I want my site to become like Yahoo! within one year is probably a unrealistic and impossible goal. If your goal is too easy to achieve or an impossible one to reach, you will soon loose interest in it. Make sure that your goal is high but attainable.

Set a deadline: Each of your goals should have specific deadlines for their achievement.

Create a detail plan of action: List every action you have to take in order to achieve a certain goal.

List obstacles: Write down all the obstacles that you might encounter on your way to reach this goal. Each time you overcome an obstacle from your list, you will feel good about yourself. This will work as a motivation for you to continue.

Make Lists

While developing your plan of actions for your goals, make two basic lists, a comprehensive master list and a more specific daily to do list.

The master list is a single ongoing list of all things that you plan to do in order to achieve your goals. It does not matter whether it is a major goal achieving work with a year long continuation or a small urgent task you need to finish today. Whenever you have come up with a task that you have to do, you add it to your master list.

Each evening create a specific daily to do list for the next work day. Make sure that this list is not too long; and all tasks of this list can be finished within the next working day. If some of the tasks, however, remain untouched at the end of the day, just roll them over to the next day’s list.

To use this list effectively you have to distribute your tasks according to their priorities.

Remember Priorities

Since it is impossible to predict whether you will be able to finish all the tasks from your list in one day, and since some of the tasks are more important than others; you should prioritized the tasks according to their importance in achieving your goals.

To develop a priority-based to do list, write all the tasks you are planning to carry out the next day. Go through the list carefully and mark each of them according to their priority: A to be the most important and D to be the least important tasks of the list. Reconstruct the list according to the assigned priorities.

Start working form the task number one from you list and go down accordingly. This priority-based to do list will be able to guarantee the followings:

You will know which tasks should be carried out first. You will always have a comprehensive to do list, allowing you to focus on the things that you need to. However, make sure that you don’t have more than three tasks with highest priority. As too many high priority tasks will keep you under stress and will constantly distract you from the job at hand.

Focus on One Thing

To be successful in any field you need to have many qualities. The ability to focus on the tasks of highest priority and continue working on them until you bring them to their logical end is one of the vital skills of success. Many people of mediocre abilities achieved great success thanks to just this one single quality.

Once you made your to do list and prioritized it, concentrate on one task at a time. No matter what we do, our mind can concentrate in one thing at a time only. If you try to do >several things simultaneously, this will only distract you and slower your pace in accomplishing the task with highest priority.

These simple and well-known rules can really do miracles to your life! Try them, you won’t be disappointed!